Checklist for:
Continuing Care Communities

If your elder does not currently need any form of assisted care, but wishes to live in a close-knit community environment that offers the potential for 24-hour personal or nursing care at a later time, they may want to consider a continuing care community. Continuing care communities offer independent non-custodial care to start with and are then able to offer complete care should the need arise. As your elder grows older, they may require more assistance and can be moved from independent apartments, to intermediate care, and finally skilled nursing care if required. Use the following checklist to evaluate a continuing care community you may be considering.


How many independent living apartments are there?________

How many intermediate nursing home beds are there?________

How many skilled care nursing home beds are there?________

What furnishings are included in the apartment? (carpets, drapes, appliances, furniture, etc.)

How many meals are served a day?________

Are refunds on meals given if you take a vacation or enter the hospital?

Are dogs and/or cats allowed? Yes No

Are birds or other small pets allowed?

What is the policy on overnight stays for adult guests?

What is the policy on overnigth stays for underage grandchildren or great grandchildren?

What kind of security is provided?

If one spouse needs to enter a nursing home, can the other remain in the same apartment at no extra cost?
YesNo If no, what changes would apply?

Does the administration have the authority to admit a resident to the nursing home if he or she becomes too confused or ill to care for himself or herself?
What procedures are in place?


What does it cost to enter?____________________

Is any of the entry fee refundable due to death or incompatibility within a certain period of time?

If yes, what are the conditions for partial or full refund?

What are the monthly fees for each level of care?

  1. __________________________
  2. __________________________
  3. __________________________

How have they increased over the past five years?
  1. __________________________
  2. __________________________
  3. __________________________
  4. __________________________
  5. __________________________

Is any of the monthly fee tax deductible as a medical expense?
If yes, how much?

Health Care

Is the nursing home approved for Medicare/Medicaid reimbursement?

Does the nursing home have a state license?

Which of the following health services are covered by the monthly fee?

doctor visits
medical equipment
home health care
home delivered meals
mental health care
dental care
prescription drugs
foot care

Can residents use their own doctors in the general community?

What hospital does the nursing home use?

Can residents choose other hospitals?

Are residents with Alzheimer's disease or other dementias accepted for admission?

Are residents who are depressed or experiencing other mental health problems accepted for admission?

Activities And Other Services

What recreational activities are provided?

Is a van or bus available to transport residents to shopping centers, doctors, and cultural events?

Are volunteer opportunities available?
If yes, please describe.

Is there a resident council?
If yes, how does it function and what kind of voice does it have in program planning and administrative issues such as maintenance, menu planning, and staffing?

What is the religious makeup of the community

How are religious needs met?

For more information or a list of other Heritage Planning educational materials on helping your parents, contact:

Richard Smith or Roger Erickson
Professional Educators Benefits Company
Post Office Box 37102
Tallahassee, Florida 32315-7102

Telephone: Richard Smith: 850-385-2627, Roger Erickson: 850-385-5135
In Florida, outside Leon County call: 1-800-260-6573